If you’ve already got a high VA rating, you might be eligible for something most veterans never apply for: Special Monthly Compensation (SMC).
Let’s walk through what it is, who qualifies, and why it could change your monthly income.
💡 What Is SMC?
SMC is an additional payment on top of your regular VA compensation. It’s designed for veterans with:
- Severe disabilities
- Loss of use (e.g., limbs, organs, eyesight)
- Need for personal care or aid
The most common types are SMC-K, SMC-L, and SMC-S — each with specific eligibility rules.
💰 Why It Matters
A veteran rated 100% could receive hundreds more per month if SMC applies.
Example:
A veteran with loss of use in both legs may qualify for SMC-L, which adds ~$450–$1,000 to their monthly total depending on their situation.
📈 How to Qualify
The VA often doesn’t award SMC automatically — you need to:
- Know what to ask for
- Document your conditions clearly
- Show how they limit your daily life