In this transformative interview, Doc Matthew J. Wilyonson, M.D. (Chief Medical Officer at Woobie, Former LCDR, MC, USN) speaks with Christopher Wall, a Marine Corps veteran (1997–2001) who recently achieved the “Holy Grail” of VA ratings: 100% Permanent & Total (P&T).
Watch the Full Interview
Chris initially came to Woobie stuck at a 30% rating, feeling overwhelmed by anxiety and ignored by his local VA team. After finding Woobie online and making a call the very next day, Chris embarked on a strategic journey that would change his life. This video details exactly how the team moved the needle from 30% to 100% by focusing on “High-Yield” claims.
Overcoming the “Stuck” Phase (The 30% Trap)
Woobie specializes in helping veterans who are stuck in the 20% to 50% range. The VA often grants small ratings for common issues (like tinnitus or minor musculoskeletal pain) hoping the veteran will settle and not return.
- The Mental Hurdle: Chris describes the process as initially overwhelming, exacerbated by his own struggles with anxiety and depression.
- The Support: A crucial element of his success was his support system—specifically his wife, who pushed him through the tough days, and the Woobie team, who provided the “tough love” and roadmap needed to execute the plan.
The Woobie Strategy: High-Yield & Holistic
Woobie’s approach is distinct because it rejects the “hammer and nail” philosophy. Instead of looking at individual problems in isolation, they perform a Holistic Review (“seeing the forest, not just the tree”) to identify symptomatic issues the veteran hasn’t even considered.
The “High-Yield” Pivot:
Using predictive analytics and objective numbers, the team shifted focus away from low-value claims and toward High-Yield Issues, specifically behavioral health and sleep disorders.
The Breakdown: How Chris Hit 100%
By reviewing Chris’s service records and identifying gaps, Woobie helped Chris secure the following decisive ratings:
- Sleep Apnea (100% P&T): Chris had underplayed his sleep issues for years. Upon Woobie’s recommendation, he underwent a sleep study which revealed Obstructive Sleep Apnea with low oxygen levels. This single condition resulted in a 100% rating.
- Mental Health (70%): Related to his anxiety and depression, this claim was initially deferred. However, after a successful C&P exam with Optum, the VA granted a 70% rating.
- GERD (0%): Chris filed for Gastroesophageal Reflux Disease and was diagnosed with severe GERD and ulcers. While rated at 0%, this didn’t matter—he had already crossed the finish line to 100% P&T.
“Don’t just sit there in the 30% trap. The system is tough, but with the right strategy, you can win.”
— Christopher Wall
The Golden Rule: Once You Win, STOP.
Doc Matthew J. Wilyonson, M.D. offers critical advice for any veteran who achieves 100% P&T: Never file another claim again.
Filing new claims after reaching P&T status “pokes the bear” and opens your file up for re-evaluation, creating a risk that the VA could reduce your rating. The goal is to secure the benefits and move on.
The Benefits of 100% P&T:
- CHAMPVA: Full healthcare coverage for the family.
- Financial Security: Tax-free compensation that functions like a pension.
- Tax Breaks: Significant property tax exemptions (depending on the state).
- Education: Chapter 35 benefits for dependents.
Ready to Break Out of the 30% Trap?
If you are stuck with a low rating and don’t know where to turn, use the strategy that works. Focus on High-Yield claims with a team that backs you up.