1 Restrictions Apply. Click for full Terms and Conditions
Percapita is not a bank. Percapita Group, Inc., is a digital company that provides access to products and services to help improve financial wellness. The Percapita Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted.
Woobie joined forces with Percapita to give Veterans simple tools to help your money go further. It’s a modern money app that helps you:
1 Restrictions Apply. Click for full Terms and Conditions
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Percapita is not a bank. Percapita Group, Inc., is a digital company that provides access to products and services to help improve financial wellness.The Percapita Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted.
1 New Percapita customers who are one of the first 3,200 new customers to open a Percapita Cash Account between April 16, 2025, and April 15, 2026, shall earn a twenty-five-dollar ($25) incentive payment for each calendar month in which they spend three hundred dollars ($300) or more using their Percapita Visa® Debit Card during their first year after account opening. To be considered a new Percapita customer and thereby qualify for the incentive payment, you must not have previously opened a Cash Account. For purposes of this offer, using your Percapita Visa Debit Card for cash withdrawals at an ATM, cash substitutes (e.g., sports betting, casino chips, money orders, gift cards, prepaid cards, check cashing services) or for money movement (e.g., peer-to-peer transfers or account funding transfers) will not be considered spending or a purchase, and, therefore, will not contribute toward the three hundred dollar ($300) qualifying requirement. To qualify for a monthly incentive payment the new Cash Account must have a balance greater than zero and remain open and active throughout the applicable incentive month (which means that the account has been open and has had at least one monetary (non-fee) transaction during the applicable incentive month. If the above eligibility criteria are met, the $25 incentive payment will be credited to the new customer’s Cash Account within ten (10) days of the applicable incentive month-end unless the customer has a Goals Account, then all incentives will be credited to the Goals Account. New Cash Account holders will also be eligible to receive an additional one-time incentive payment of $10 when they open a Goals Account within thirty (30) days of opening the Cash Account, which will be paid within ten (10) days of Goals Account opening. This one-time $10 incentive payment will be credited to the newly opened Goals Account. This promotion is valid from April 16, 2025, through April 16, 2026. Percapita reserves the right to revoke or modify this offer at any time, with or without notice. If it is determined that a customer has engaged in or plans to engage in abuse or gaming in connection with this offer, that customer will be prohibited from further participation in the offer and will forfeit all rights to any incentive payments. Percapita may report to the IRS the value of any incentive payment made, and any applicable taxes are the responsibility of the recipient. Incentive payments are offered and paid by Percapita and not by Sutton Bank.
Veteran-ready tools inside the app
1 Percapita is not a bank. Percapita deposit accounts are provided by Sutton Bank, Member FDIC. The funds in your deposit accounts are eligible for FDIC insurance up to $250,000 on a pass-through basis. The availability of FDIC insurance is contingent upon Percapita maintaining accurate records and determinations of the FDIC as receiver at the time of a receivership if Sutton Bank should fail. Such coverage is subject to aggregation of all of your deposits held at Sutton Bank. The Percapita Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted
2 For purposes of this disclosure, ‘penalty fees’ are defined in accordance with CFPB guidance as charges assessed for violating account terms (e.g., overdrawing, returned items, inactivity, or early closure), rather than for the use of optional or requested services.
3 Penny Jar is an optional program provided by Percapita, not Sutton Bank.
4 Cash Cushion is an optional, no-fee advance service provided by Percapita, available to Cash Account holders who meet the eligibility requirements. Cash Cushion is only available for purchases made with your Debit Card or via the Bill Pay Service. Limit is $25, subject to eligibility. Cash Cushion is provided by Percapita, and not Sutton Bank. Terms of Use.