Step-by-Step Guide to Submitting a VA Disability Claim

Submitting a VA disability claim can feel like navigating a maze — especially if it’s your first time. Between the paperwork, timelines, and medical jargon, it’s easy to feel lost or unsure where to begin.

This guide lays out each step of the process so you can move forward with confidence — whether you’re starting fresh or reapplying after a previous denial.

Step 1: Understand What You’re Claiming

Before you fill out any forms, get clear on which conditions you’re claiming and why. Your claim must be for a condition that is:

  • Diagnosed
  • Service-connected (caused or worsened by military service)
  • Ongoing and impacting your quality of life

Examples include:

  • Chronic pain or injuries
  • PTSD or mental health issues
  • Hearing loss, migraines, sleep apnea, and more

💡 Use Woobie’s VA Disability Benefits Guide to learn what conditions are most commonly approved — and how to frame them properly.

Step 2: Gather Your Evidence

The VA needs proof — not just of your condition, but of its connection to your service.

Collect:

  • Medical records (VA and civilian)
  • Service treatment records
  • Doctor’s statements or diagnosis letters
  • Nexus letter (if applicable) to connect the condition to your time in service

If you’re missing some records, don’t panic — Woobie can help you request them or fill in gaps with alternative evidence.

Step 3: Complete the Application (Form 21-526EZ)

You’ll use the VA Form 21-526EZ to apply for disability benefits. You can submit it:

  • Online at VA.gov
  • By mail
  • In person at a regional VA office
  • With help from an accredited representative

Tip: Use the online method if possible — it’s faster and easier to track.

You’ll need:

  • Your personal info (SSN, contact details)
  • Direct deposit info for benefits
  • A list of conditions you’re claiming
  • Supporting documents or a plan to upload them later

Step 4: Attend the C&P Exam (If Scheduled)

Most veterans are asked to attend a Compensation & Pension (C&P) exam, where a VA-contracted doctor evaluates your condition.

What to expect:

  • The exam is not treatment — it’s an evaluation
  • The provider will ask about how your condition affects your daily life
  • They may perform a physical exam or ask mental health screening questions

🔑 Show up. Be honest. Be specific.

If you skip this step, your claim could be delayed or denied.

Step 5: Monitor Your Claim Status

Once submitted, you can track your claim online via your VA.gov account. The process usually goes through:

  • Received
  • Evidence gathering
  • Review and decision
  • Preparation for notification

This can take anywhere from a few weeks to several months. You don’t have to do anything during this stage unless the VA asks for more information.

If that happens, respond promptly — or work with Woobie’s team to handle it.

Step 6: Review Your Decision Letter

You’ll receive a rating decision in the mail (and online) that tells you:

  • Which conditions were approved or denied
  • What percentage rating you received
  • How much compensation to expect

Your benefits usually begin the month after your claim is approved.

If you disagree with the outcome, you have several options:

  • Request a Higher-Level Review
  • Submit a Supplemental Claim with new evidence
  • File a Board Appeal

Woobie can help you decide which option fits your situation.

Bonus Step: Use the Right Tools to Prepare

A few tools that can make this easier:

Final Thoughts: Don’t Go It Alone

You don’t have to become an expert overnight. What matters is starting — and getting the right help along the way.

Woobie was built by veterans, for veterans. Our mission is simple: help you get the benefits you earned without getting buried in red tape.

If you’re ready to start your claim (or just want to ask a question), we’re here for you.

Get a FREE consultation​

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