What is a Fully Developed Claim (FDC)?
The Fully Developed Claim (FDC) program is an optional, expedited process for veterans filing for disability compensation. By submitting an FDC, you are certifying that you have provided all relevant records and evidence at the time of filing and that you have no more evidence to submit. This allows the VA to bypass its normal evidence-gathering duties (like requesting federal and private records), which can significantly speed up the decision-making process.
What is a Standard Claim? The Key Differences
In a standard claim, the VA has a “Duty to Assist” you in gathering the evidence needed to support your claim. This means they will actively request your service medical records, private treatment records, and other federal documents on your behalf. While helpful, this process can be very time-consuming.
The key difference is responsibility: In an FDC, you are responsible for gathering and submitting all evidence. In a standard claim, you can identify the evidence, and the VA will help gather it.
The FDC Checklist: What You Need to Submit
To qualify for the FDC program, you must submit all relevant, available evidence in your possession, including:
- All private medical records related to your claimed conditions.
- Identification of any federal records (like Social Security disability records).
- Any supporting documents like a Nexus Letter, Disability Benefits Questionnaires (DBQs) completed by a private doctor, or buddy statements.
You must also attend any C&P exams scheduled by the VA.
How Much Faster is the FDC Program? Analyzing the Data
Historically, the VA has processed FDC claims faster than standard claims. While timelines fluctuate, it’s not uncommon for an FDC to receive a decision 30-50% faster than a standard claim. The VA’s goal is to complete FDCs in under 125 days, although this target can vary based on the overall backlog. By front-loading the evidence, you can shave months off the “Evidence Gathering” phase of the VA claim timeline.
When is a Standard Claim a Better Option?
A standard claim might be a better choice if you are having difficulty obtaining certain records. For example, if you know you were treated at a private hospital years ago but can’t get them to release your records, you can identify that source in a standard claim, and the VA will use its resources to obtain them for you. Filing an FDC without all the necessary evidence will likely result in a denial or the claim being converted to the standard process, negating any time savings.
FAQ: Fully Developed Claims
What is the Benefits Delivery at Discharge (BDD) program?
The BDD program is a type of FDC for service members who are between 180 and 90 days from their date of separation. It allows them to file their claim while still on active duty, which can result in receiving benefits as soon as the day after they leave the military.
What happens if the VA needs more evidence for my FDC?
If you submit an FDC but the VA determines it needs more information (for example, after your C&P exam), your claim will simply be removed from the FDC program and processed as a standard claim. You do not lose your place in line.
Can I submit an FDC for an appeal?
The FDC program is for initial claims. The appeals process has its own set of procedures and timelines, such as Supplemental Claims, Higher-Level Reviews, and Board Appeals.