Claims Help·Veteran Education
VA-accredited VSOs provide expert, free claims assistance that outperforms paid companies in both claim outcomes and legal compliance. Learn what

Quick Answer: VA-accredited Veterans Service Organization (VSO) representatives are federally trained, regulated, and authorized to represent veterans before the VA — at zero cost. They are the legal alternative to paid claims companies, which are prohibited from charging for the same services under federal law and California SB 694.

What Is a VA-Accredited VSO?

A VA-accredited VSO representative is an individual who has passed VA accreditation requirements — training, testing, and background checks — administered by the VA’s Office of General Counsel (OGC). Accredited VSOs are authorized under 38 U.S.C. § 5902 to:

  • Prepare VA disability claims on a veteran’s behalf
  • Present and prosecute claims before the VA
  • Access the veteran’s VA claim file (C-file)
  • File appeals and represent veterans through the appeals process
  • Identify additional benefits the veteran may not know about

Why VSOs Outperform Paid Companies

The research on this is clear. Studies by the Government Accountability Office (GAO) and independent veterans advocacy organizations consistently show that veterans represented by accredited VSOs or accredited attorneys achieve equivalent or better outcomes than those who use paid, unaccredited companies — and do so without paying for the service.

Paid companies frequently charge 20–30% of a veteran’s first year of back pay as their fee. For a veteran awarded $50,000 in back pay at a 70% rating, that’s $10,000–$15,000 paid to a company that could not legally represent the veteran before the VA anyway.

California SB 694 and Federal Protections

California SB 694, signed February 10, 2026, makes it explicitly illegal for unaccredited individuals or companies to charge for VA claims assistance in California — and makes such contracts void. Federal law (38 U.S.C. § 5904) establishes the same prohibition nationally. These laws exist precisely because veterans were being systematically exploited by unaccredited companies promising outcomes they had no legal authority to deliver.

Major VSO Organizations With National Presence

  • DAV (Disabled American Veterans): dav.org
  • VFW (Veterans of Foreign Wars): vfw.org
  • American Legion: legion.org
  • AMVETS: amvets.org
  • PVA (Paralyzed Veterans of America): pva.org
  • County VSO Offices: Available in nearly every US county, often with in-person appointments

How to Find an Accredited VSO Near You

Use the VA’s official accreditation search tool at va.gov/ogc/apps/accreditation/. You can search by state, zip code, and organization type. The results include only VA-accredited representatives — not unaccredited companies.

Frequently Asked Questions

Can a VSO help me appeal a denied claim?

Yes. Accredited VSOs can represent you through all three appeal lanes under the Appeals Modernization Act — Supplemental Claim, Higher-Level Review, and Board of Veterans Appeals appeals. For BVA hearings, VSO representatives provide the same advocacy at no cost that paid attorneys offer for regulated fees.

Can I switch VSOs if I’m not satisfied?

Yes. You can change your power of attorney (POA) to a different VSO or accredited representative at any time by filing VA Form 21-22 (for VSOs) or VA Form 21-22a (for individual attorneys or agents). There is no penalty or fee for changing representatives.

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Woobie AI platform

The playbook our examiners use, in your hands. In minutes, Woobie AI turns this guide into your own claim.

The scale in numbers

Four numbers that decide your check.

Keep these in mind and the rest of the process makes sense. They are the levers behind every rating decision.
Top of the rating scale, counted in 10 percent steps
0 %
Pillars: diagnosis, in-service event, and nexus
0
Where dependents start adding to your pay
0 %
Tax you owe on the compensation, ever
0 %

Why veterans trust Woobie

The VA will not fight for you. We will.

Reading the rules is step one. Winning the rating takes people who have sat on the other side of the table.

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Real veterans. Real outcomes.

Veterans who stopped accepting the first number.

The rules on this page are what these veterans used to correct a rating that never matched their service.
“Don’t just sit there in the 30% trap. The system is tough, but with the right strategy and the right team behind you, you can win.”
Christopher Wall U.S. Marine Corps · 30% to 100%
 
“They knew VA language. The ability to translate a veteran’s daily pain and functional impact into the specific evidence the VA requires.”
Amos Torres U.S. Army · 80% to 100%
 

“At the end of the day, it’s well worth it. If your symptoms warrant more, stay the course. Woobie will get you there.”

Bob P. U.S. Army · 100% P&T

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Straight answers

Questions veterans always ask.

The basics, answered plainly. Still stuck? A free consultation sorts it out fast.
No. VA disability compensation is completely tax-free, at both the federal and state level, and working a job does not reduce it.
It means the VA agrees your condition is linked to your service. Proving it takes three things: a current diagnosis, an in-service event or exposure, and a medical nexus connecting the two.
Each service-connected condition gets a percentage based on how much it limits you, from 0 to 100 in steps of 10. Multiple conditions are combined with VA math, which is not simple addition, and that combined number sets your monthly payment.
Yes, and most veterans should. A single service-connected condition often causes others, called secondary conditions, and each one you document can raise your combined rating.

A low first decision is a starting point, not the end. You can file for an increase with new evidence, add secondary conditions, or appeal through one of the review lanes. This is exactly where Woobie helps most.

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