The VA combined rating table shows what two disability ratings add up to under VA’s “whole person” method. Find your higher rating in the left column and your next rating across the top, then read the number where they meet. Repeat for each extra rating and round only the final number to the nearest 10%. For example, 50% and 30% meet at 65, which becomes 70%.
How do you read the VA combined ratings table?
- Rank your rated conditions from highest to lowest.
- Find the highest rating in the left column and the second one in the top row. The number where they meet is the combined value.
- Treat that number as one rating. Find it in the left column and combine it with your next rating in the top row.
- Repeat until every rating is used.
- Round the last number to the nearest 10%. Values ending in 1 to 4 go down and values ending in 5 to 9 go up.
VA explains these steps on its page about disability ratings, and the full table is part of 38 CFR 4.25. Both include the in-between values, because the result of one step (such as 65) often has to be combined again.
What does the combined ratings table look like for 10% to 90%?
This grid covers every pair of ratings VA assigns in steps of 10. Each cell is the combined value before the final rounding to the nearest 10%.
| Higher rating | 10% | 20% | 30% | 40% | 50% | 60% | 70% | 80% | 90% |
|---|---|---|---|---|---|---|---|---|---|
| 90% | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 |
| 80% | 82 | 84 | 86 | 88 | 90 | 92 | 94 | 96 | 98 |
| 70% | 73 | 76 | 79 | 82 | 85 | 88 | 91 | 94 | 97 |
| 60% | 64 | 68 | 72 | 76 | 80 | 84 | 88 | 92 | 96 |
| 50% | 55 | 60 | 65 | 70 | 75 | 80 | 85 | 90 | 95 |
| 40% | 46 | 52 | 58 | 64 | 70 | 76 | 82 | 88 | 94 |
| 30% | 37 | 44 | 51 | 58 | 65 | 72 | 79 | 86 | 93 |
| 20% | 28 | 36 | 44 | 52 | 60 | 68 | 76 | 84 | 92 |
| 10% | 19 | 28 | 37 | 46 | 55 | 64 | 73 | 82 | 91 |
The grid works for two ratings. With three or more, the running total is usually not a multiple of 10, so you need the full table or a calculator for the later steps.
How do the numbers work out in real examples?
- 50% and 30%: the table shows 65, which rounds to 70%. This is the example VA uses on its own page.
- 50%, 30% and 10%: combine 65 with 10 to get 69, which still rounds to 70%.
- 30% and 20%: the table shows 44, which rounds down to 40%, not 50%.
- 60% and 40%: the table shows 76, which rounds to 80%.
- 50% and 50%: the table shows 75, which rounds up to 80%, not 100%.
The table is doing one calculation: your higher rating plus the second rating applied to what is left. For 50% and 30%, that is 50 + (30% of the remaining 50) = 50 + 15 = 65. Each new rating takes a share of a smaller and smaller remainder, which is why ratings never simply add.
How does the combined rating affect monthly pay?
The rounded rating, not the raw table value, sets your pay level. On VA’s 2026 rate table (effective Dec 1, 2025 through Nov 30, 2026), a veteran with no dependents is paid $1,808.45 a month at 70% and $2,102.15 at 80%. VA will publish new rates effective Dec 1, 2026. Dependents add to pay only when the combined rating is 30% or higher.
That is why one point can matter. A raw value of 75 becomes 80%, while 74 stays at 70%. Our guide to VA rounding rules shows the dollar difference at each cutoff.
What can change the table result?
- The bilateral factor. Ratings for both arms, both legs or paired muscles are combined first and get a 10% boost before they join your other ratings. Read how the bilateral factor works.
- 0% ratings. A 0% rating adds nothing to the math, though it still records service connection.
- TDIU. Individual unemployability can pay at the 100% rate without changing your combined rating. See TDIU vs 100% P&T.
The table only combines ratings VA has already assigned. It does not predict what rating VA will give a condition, and it cannot tell you whether a new claim will succeed. For the bigger picture, see our guide to VA ratings and combined math, or run your own numbers in the free VA disability calculator.
Frequently asked questions
Does the order of my ratings matter in VA math?
VA’s instructions rank your ratings from highest to lowest and combine them two at a time. Each step result is a whole number from the table, so following that order is how you match VA’s answer. The rounding to the nearest 10% happens once, at the very end.
Why does 50% plus 50% not equal 100%?
VA applies the second rating to what is left after the first, not to the whole person. A 50% rating leaves 50 points, and 50% of that is 25, so the combined value is 75. That rounds up to 80%.
What combined value rounds to 100%?
VA rounds to the nearest 10%, and values ending in 5 or higher round up, so a combined value of 95 or more becomes 100%. In the grid above, 90% with 50% meets at 95 and 80% with 80% meets at 96.
Do three 10% ratings make a 30% combined rating?
Three 10% ratings combine to 27: 10 and 10 make 19, and 19 with 10 makes 27. That rounds to 30%. VA sets each condition’s rating from the evidence, so this only shows the math, not what any claim will receive.
Is the combined rating the same as the rating for each condition?
No. Each condition has its own rating on your decision letter. The combined rating is the single number you get after putting all of them through the table, and it sets your pay level.
See where your ratings land. Use Woobie’s free VA disability calculator to estimate your combined rating and monthly pay. Try the free calculator →